Satsangis should not associate with people who have addictions, are shameless or are adulterous. (186)

To protect one’s dharma, female devotees should not associate with immoral women and should firmly abide by the niyams. (187)

One should not listen to talks or songs, read books or view scenes that increase one’s lustful desires. (188)

Transactions of wealth, possessions, land and other assets should always be conducted in writing, in the presence of a witness and by definitely following other such niyams. (189)

All devotees should conduct their social dealings with even their relatives in writing and by following other such niyams. (190)

Satsangis should never engage in dealings with immoral persons and should be compassionate towards those who are meek and disadvantaged. (191)

Worldly deeds should never be performed in haste without due deliberation. They should, however, be performed with due judgment, after reflecting on their consequences and other such considerations. (192)

No one should ever accept bribes. Wealth should not be spent wastefully. One should spend according to one’s income. (193)

One should always accurately keep accounts of one’s income and expenditure in accordance with government laws. (194)

According to one’s means, one should give one-tenth or one-twentieth of one’s income in Swaminarayan Bhagwan’s service and to attain his blessings. (195)